/* body.home header.v-center { justify-content: flex-start; } */
.row.home-banner { margin: 50px 0; }
.home-banner .desktop { justify-content: flex-start; flex-direction: column; }
.home-banner h1.h2.t-white.m-md-3 { font-size: 36px; margin: 0 0 10px; }
.home-banner .item-box.max-width { padding: 12px; width: 326px; }
.home-banner .item-box.max-width .wrap { background: #00000054; padding: 15px; border-radius: 10px; }
.home-banner a.hb-contact-us { display: inline-block; margin: 50px 0 0 0; }
.home-banner a.hb-contact-us img { width: 100%; max-width: 275px; }
.home-banner .desktop { justify-content: flex-start; }
.home-banner .banner-flag { max-width: 600px; margin: 50px auto 0; display: flex; gap: 40px;}
.home-banner p.t-white strong { font-style: italic; }
.home-banner .item-box.max-width .link.link-light { font-style: italic; color: #fff; letter-spacing: 1px; }

.contact-us-hdr h1 strong { font-weight: 700; }
.contact-us-content-sec h2.h1.m-xxl { font-size: 40px; margin: 0 0 20px; }
.contact-us-content-sec p.lg { font-size: 16.5px; }
.canadian-btns a { max-width: 350px; display: inline-block; }
.canadian-btns a.rgt-btn{float: right;}
.canadian-btns .or { text-align: center; font-size: 20px; font-weight: 500; }

.home-banner .banner-flag a { pointer-events: none; }
nav#navbar .nav > ul li.nav-item.item-314 a {
    position: relative;
    display: block !important;
    width: 100%;
    color: #f78f20;
    padding-left: 5px;
    padding-right: 5px;
    margin-right: 16px;
    text-align: left !important;
    line-height: 1.9 !important;
}
nav#navbar .nav > ul li.nav-item.item-314 a:after, nav#navbar .nav > ul li.nav-item.item-314 a:before { content: ''; content: " "; position: absolute; left: 0; height: 1px; width: 100%; background-color: #f78f20; -webkit-transition: all 0.4s ease; -moz-transition: all 0.4s ease; -ms-transition: all 0.4s ease; -o-transition: all 0.4s ease; transition: all 0.4s ease; bottom: 0; z-index: -1;}
nav#navbar .nav > ul li.nav-item.item-314 a:before{bottom: auto; top: 0;}
/*
nav#navbar .nav > ul li.nav-item.item-314 a:hover:after, nav#navbar .nav > ul li.nav-item.item-314 a:hover:before{height: 100%;}
*/
nav#navbar .nav > ul > li.dropdown:hover .dropdown-menu{
            height: 200px !important;
}

nav#navbar .nav > ul li.nav-item.item-314 a:hover{color: #f78f20;}
.contact-us-hdr .row.gutter-lg.compensate-m { margin: 0; padding: 0 60px; }

/* 2-10-24 */
section.no-pad-bottom.canadian-business-immigration-consultation { padding-top: 0; }

section.section-item-line .item-line .wrap .btn { position: unset; display: block; width: 100px; margin-right: auto; margin-left: auto; }
.dropdown-menu{
  position:absolute;
  top:100%;
  left:0;
  background:#fff; /* WHITE BG */
  min-width:220px;
  padding:10px 0;
  border-radius:8px;
  box-shadow:0 10px 25px rgba(0,0,0,0.1);
  display:none;
  text-align:left;
}
a.dropdown-link {
    color: #000 !important;
}
/* MENU TEXT BLUE */
.dropdown-menu li a{
  display:block;
  padding:10px 15px;
  color:#0d6efd; /* BLUE TEXT */
  text-decoration:none;
  font-size:14px;
  font-weight:500;
  transition:0.3s;
}

/* HOVER */
.dropdown-menu li a:hover{
  background:#f5f5f5;
  color:#ef4336; /* ORANGE HOVER (theme match) */
}
.container {
    max-width: 1200px !important;
}
.social-nav .social-btn span:nth-child(2){
    color: #000 !important;
    
}
.social-nav .social-btn span:nth-child(1){
    background:linear-gradient(135deg,#f78f20,#ef4336);
}

.finance-hero-section {
    background: #f2f2f2;
    padding: 40px 0;
    overflow: hidden;
}

.finance-hero-wrapper {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 60px;
    flex-wrap: wrap;
}

.finance-hero-left {
    flex: 1 1 48%;
    max-width: 620px;
}

.finance-hero-tag {
    display: inline-block;
    background: #e9e0d2;
    color: #f78f20;
    font-size: 18px;
    font-weight: 500;
    letter-spacing: 0.5px;
    padding: 14px 26px;
    border-radius: 10px;
    margin-bottom: 28px;
}

.finance-hero-title {
    font-size: 62px;
    line-height: 1.08;
    font-weight: 700;
    color: #111;
    margin-bottom: 28px;
}

.finance-hero-title span {
    color: #b7893e;
    display: inline-block;
}

.finance-hero-text {
    font-size: 18px;
    line-height: 1.9;
    color: #17253F;
    max-width: 760px;
    margin-bottom: 38px;
    margin-top: 20px;
}

.finance-hero-buttons {
    display: flex;
    align-items: center;
    gap: 16px;
    flex-wrap: wrap;
}

.finance-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 190px;
    height: 56px;
    border-radius: 10px;
    text-decoration: none;
    font-size: 20px;
    font-weight: 500;
    transition: all 0.35s ease;
    background: transparent;
    border: 1px solid #f78f20;
    color: #f78f20;
    box-shadow: none;
}

.finance-btn-primary {
    background: transparent;
    color: #f78f20;
    border: 1px solid #f78f20;
}

.finance-btn-primary:hover {
   background:linear-gradient(135deg,#f78f20,#ef4336);
    color: #fff;
    transform: translateY(-2px);
}

.finance-btn-outline {
    background: transparent;
    color: #222;
    border: 1px solid #cfcfcf;
}

.finance-btn-outline:hover {
    background: #111;
    color: #fff;
    border-color: #111;
    transform: translateY(-2px);
}

.finance-hero-right {
    flex: 1 1 46%;
    display: flex;
    justify-content: center;
}

.finance-main-card {
    position: relative;
    background: #f8f7f5;
    border-radius: 10px;
    padding: 55px 45px 40px;
    min-height: 600px;
    width: 100%;
    max-width: 730px;
    box-shadow: 0 15px 45px rgba(0,0,0,0.05);
}

.finance-icon-box {
    width: 90px;
    height: 90px;
    border-radius: 10px;
    background: linear-gradient(145deg, #f78f20, #ef4336);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 38px;
    color: #fff;
    margin-bottom: 30px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.10);
}

.finance-card-title {
    font-size: 38px;
    /*font-weight: 700;*/
    color: #111;
    margin-bottom: 22px;
}

.finance-card-text {
    font-size: 18px;
    line-height: 1.9;
    color: #17253F;
    max-width: 560px;
    /*margin-bottom: 42px;*/
}

.finance-feature-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 18px;
    margin-top: 35px;
}

.finance-feature-item {
    background: #efede8;
    border-radius: 10px;
    padding: 20px 20px;
    text-align: center;
}

.finance-feature-item h4 {
    font-size: 22px;
    font-weight: 600;
    color: #17253F;
    margin-bottom: 8px;
}

.finance-feature-item p {
    font-size: 18px;
    color: #17253F;
    margin: 0;
}

.finance-floating-box {
    position: absolute;
    background: #fff;
    border-radius: 10px;
    padding: 14px 18px;
    display: flex;
    align-items: center;
    gap: 12px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.07);
    min-width: 250px;
    animation: smoothFloat 3.5s ease-in-out infinite;
}

.finance-floating-icon {
    font-size: 18px;
    color: #777;
    width: 20px;
    text-align: center;
}

.finance-floating-box h5 {
    font-size: 16px;
    font-weight: 700;
    color: #111;
    margin: 0 0 2px;
    line-height: 1.2;
}

.finance-floating-box p {
    font-size: 13px;
    color: #777;
    margin: 0;
    line-height: 1.4;
}

.finance-box-top {
    top: -18px;
    right: -48px;
    animation-delay: 0s;
}

.finance-box-middle {
    top: 300px;
    right: -45px;
    animation-delay: 0.8s;
}

.finance-box-bottom {
    bottom: 22px;
    left: -25px;
    animation-delay: 1.6s;
}

@keyframes smoothFloat {
    0% {
        transform: translateY(0px);
    }
    50% {
        transform: translateY(-10px);
    }
    100% {
        transform: translateY(0px);
    }
}

.values-section {
    background: #fff;
    padding: 40px 20px;
}

.container {
    max-width: 1200px;
    margin: auto;
}

/* Header */
.values-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 50px;
    gap: 40px;
}



.values-header .left h2 span {
    color: #5d5d5d;
    font-weight: 600;
    font-size: 18px;
}

.tag {
    display: inline-block;
    border: 1px solid #ccc;
    padding: 5px 12px;
    border-radius: 20px;
    font-size: 12px;
    margin-bottom: 15px;
    color: #666;
}

.values-header .right p {
    
    max-width: 490px;
}

/* Cards */
.values-cards {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.card {
    background: #fff;
    border-radius: 20px;
    padding: 20px;
    border: 1px solid #e5e5e5;
    position: relative;
    transition: 0.3s;
}

.card:hover {
    transform: translateY(-5px);
}

/* Icon Circle */
.icon {
    width: 50px;
    height: 50px;
    background:linear-gradient(135deg,#f78f20,#ef4336);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    font-size: 18px;
    margin-bottom: 20px;
}

/* Inner Box */
.card-content {
    background: #f1f1f1;
    border-radius: 10px;
    padding: 20px;
}

.card-content h4 {
    margin-bottom: 10px;
    font-size: 22px;
    color: #17253F;
    font-weight: 600;
}
.card-content p {
   font-size: 18px;
    color: #17253F;
    line-height: 1.5;
}

.why-kirti-section {
    overflow: hidden;
   background: #f2f2f2;
       padding: 20px 0px;
}

.why-kirti-top-row {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 30px;
    align-items: center;
    margin-top: 30px;
    margin-bottom: 35px;
}

.why-kirti-heading-block,
.why-kirti-text-block {
    height: 100%;
}

.why-kirti-main-title {
    margin: 0;
    line-height: 1.2;
}

.why-kirti-main-text {
    margin: 0;
    line-height: 1.8;
    opacity: 0.8;
}

.why-kirti-cards-row {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.why-kirti-info-card {
    border: 1px solid;
    border-radius: 16px;
    padding: 26px 22px;
    transition: 0.35s ease;
    position: relative;
    overflow: hidden;
    background: transparent;
}

.why-kirti-info-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 14px 30px rgba(0, 0, 0, 0.08);
}

.why-kirti-card-arrow {
    width: 35px;
    height: 35px;
    border: 1px solid;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    line-height: 1;
    border-color: #f78f20;
    color: #f78f20;
    margin-top: 10px;
    /*margin-bottom: 18px;*/
    transition: 0.35s ease;
}

.why-kirti-info-card:hover .why-kirti-card-arrow {
    transform: rotate(45deg);
}

.why-kirti-card-title {
    margin: 0 0 10px;
    line-height: 1.3;
    font-size: 30px;
}

.why-kirti-card-text {
    margin: 0;
    line-height: 1.7;
    opacity: 0.8;
}
.loan-calculator-section {
    overflow: hidden;
}

.loan-calculator-header {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 24px;
    align-items: center;
    margin-bottom: 24px;
}

.section-kicker {
    display: inline-block;
    margin-bottom: 10px;
    line-height: 1;
}

.loan-calculator-text {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.loan-calculator-note {
    line-height: 1.7;
    opacity: 0.8;
}

.loan-calculator-box {
    border: 1px solid;
    border-radius: 10px;
    padding: 22px;
    background: transparent;
}

.loan-calculator-tabs {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-bottom: 22px;
}

.calculator-tab {
    border: 1px solid;
    background: transparent;
    border-radius: 5px;
    padding: 10px 14px;
    cursor: pointer;
    transition: 0.3s ease;
    line-height: 1.2;
}

.calculator-tab:hover,
.calculator-tab.active {
    transform: translateY(-2px);
}

.loan-calculator-content {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 22px;
    align-items: start;
}

.loan-calculator-form {
    display: grid;
    gap: 18px;
}

.calculator-top-fields {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
}

.calculator-field {
    display: grid;
    gap: 8px;
}

.calculator-field label {
    line-height: 1.4;
}

.calculator-field input[type="text"] {
    width: 100%;
    border: 1px solid;
    border-radius: 5px;
    padding: 10px 12px;
    outline: none;
    background: transparent;
    box-shadow: none;
}

.calculator-slider-group {
    display: grid;
    gap: 16px;
    padding: 16px;
    border: 1px solid #eeeeee;
    border-radius: 8px;
}

.calculator-label-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
}

.calculator-label-row span {
    line-height: 1.2;
}

.calculator-field input[type="range"] {
    width: 100%;
    cursor: pointer;
    margin: 0;
}

.loan-calculator-result {
    display: grid;
    gap: 14px;
}

.calculator-result-card {
    border: 1px solid;
    border-radius: 8px;
    padding: 20px 18px;
    min-height: auto;
}

.calculator-result-head {
    display: grid;
    gap: 8px;
}

.calculator-result-head span {
    line-height: 1.3;
    opacity: 0.8;
}

.calculator-result-head h3 {
    margin: 0;
    line-height: 1.2;
}

.calculator-result-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
}

.calculator-result-item {
    border: 1px solid;
    border-radius: 8px;
    padding: 16px 14px;
    display: grid;
    gap: 6px;
    min-height: auto;
}

.calculator-result-item span,
.calculator-result-item strong {
    line-height: 1.4;
}
.blog-section {
    overflow: hidden;
    background: #f2f2f2;
}

.blog-header {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 24px;
    align-items: center;
    margin-bottom: 30px;
}

.blog-text p {
    margin: 0;
    line-height: 1.8;
}

.blog-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.blog-card {
    border: 1px solid rgba(0,0,0,0.08);
    border-radius: 10px;
    overflow: hidden;
    background: #fff;
    transition: 0.35s ease;
}

.blog-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 14px 30px rgba(0,0,0,0.08);
}

.blog-image-wrap {
    width: 100%;
    height: 240px;
    overflow: hidden;
}

.blog-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    transition: 0.35s ease;
}

.blog-card:hover .blog-image {
    transform: scale(1.05);
}

.blog-content {
    padding: 20px;
}

.blog-date {
    display: inline-block;
    margin-bottom: 10px;
    line-height: 1.4;
    opacity: 0.75;
}

.blog-title {
    margin: 0 0 12px;
    line-height: 1.4;
    font-size: 30px;
}

.blog-desc {
    margin: 0 0 16px;
    line-height: 1.8;
    opacity: 0.8;
}

.blog-link {
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: 0.3s ease;
    color: #f78f20;
}

.blog-link:hover {
    transform: translateX(4px);
}
.kirti-footer {
    padding: 40px 0 25px;
    background: #111;
    color: #fff;
}

.kirti-footer a {
    color: inherit;
    text-decoration: none;
    transition: 0.3s ease;
}

.kirti-footer a:hover {
    opacity: 0.75;
}

.kirti-footer-top {
    padding-bottom: 20px;
    border-bottom: 1px solid rgba(255,255,255,0.12);
    margin-bottom: 20px;
}

.kirti-footer-brand h3 {
    margin: 0 0 14px;
    line-height: 1.4;
    font-size:40px;
}

.kirti-footer-links {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    line-height: 1.8;
}

.kirti-footer-info {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 20px;
    padding-bottom: 20px;
    border-bottom: 1px solid rgba(255,255,255,0.12);
    margin-bottom: 20px;
}

.kirti-footer-info-block {
    display: grid;
    gap: 2px;
}

.kirti-footer-copy p,
.kirti-footer-info p,
.kirti-footer-cin p {
    margin: 0;
    line-height: 1.8;
}

.kirti-footer-middle {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
}

.kirti-footer-bottom-links {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
}
.col-sm-10.offset-sm-1.col-md-6.offset-md-0.col-lg-6 {
    padding-left: 0px;
}
.kirti-about-modern {
    overflow: hidden;
}

.kirti-about-modern-left {
    padding-right: 24px;
}

.kirti-about-modern-tag {
    display: inline-block;
    padding: 8px 16px;
    border: 1px solid rgba(0,0,0,0.12);
    border-radius: 30px;
    margin-bottom: 18px;
    line-height: 1.2;
    background: #fff;
}

.kirti-about-modern-left h2 {
        font-size: 46px;
}

.kirti-about-modern-text {
    line-height: 1.8;
    margin-bottom: 18px;
    /*opacity: 0.85;*/
    line-height: 1.9;
    color: #17253F;
}

.kirti-about-modern-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
}

.kirti-about-modern-card {
    padding: 20px;
    border: 1px solid rgba(0,0,0,0.08);
    border-radius: 10px;
    background: #fff;
    transition: 0.35s ease;
    box-shadow: 0 10px 30px rgba(0,0,0,0.03);
}

.kirti-about-modern-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 14px 35px rgba(0,0,0,0.07);
}

.kirti-about-modern-number {
    width: 42px;
    height: 42px;
    border: 1px solid rgba(0,0,0,0.12);
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    line-height: 1;
    margin-bottom: 14px;
}

.kirti-about-modern-card h3 {
    margin: 0 0 10px;
    line-height: 1.3;
    font-size: 38px;
}

.kirti-about-modern-card p {
    margin: 0;
    line-height: 1.7;
    opacity: 0.85;
}
section.kirti-about-modern.pad-lg {
    padding: 40px 0px;
}
.kirti-vision-mission-style {
    padding: 80px 0;
    background: #f5f5f5;
    overflow: hidden;
}

.kirti-vision-mission-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 70px;
    flex-wrap: wrap;
}

.kirti-vision-mission-image {
    flex: 1 1 42%;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 420px;
}

.kirti-main-circle {
    width: 380px;
    height: 380px;
    border-radius: 50%;
    overflow: hidden;
    position: relative;
    z-index: 2;
}

.kirti-main-circle img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.kirti-small-circle {
    width: 190px;
    height: 190px;
    border-radius: 50%;
    background: rgba(198, 149, 50, 0.45);
    position: absolute;
    left: 40px;
    bottom: 10px;
    z-index: 3;
}

.kirti-vision-mission-content {
    flex: 1 1 46%;
    max-width: 520px;
}

.kirti-content-block {
    margin-bottom: 40px;
}

.kirti-content-block:last-of-type {
    margin-bottom: 28px;
}

.kirti-content-block h2 {
    margin: 0 0 14px;
    line-height: 1.2;
    font-size: 46px;
    color: #17253F;;
}
h2.kirti-team-alt-heading.t-center.animate.slide-in-top-big.start.in-view {
    font-size: 46px;
}

.kirti-content-block p {
    margin: 0;
    line-height: 1.8;
    color: #17253F;
    max-width: 460px;
}

.kirti-icon-row {
    display: flex;
    align-items: center;
    gap: 34px;
    margin-top: 10px;
}

.kirti-icon-box {
    width: 74px;
    height: 74px;
    border-radius: 50%;
    background: #f78f20;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    font-size: 24px;
    transition: 0.35s ease;
}

.kirti-icon-box:hover {
    transform: translateY(-5px);
}
.kirti-team-alt-section {
    overflow: hidden;
}

.kirti-team-alt-heading {
    margin-bottom: 50px;
}

/* ROW */
.kirti-team-alt-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 60px;
    margin-bottom: 60px;
}

.kirti-team-alt-row.reverse {
    flex-direction: row-reverse;
}

/* IMAGE CENTER */
.kirti-team-alt-img {
    flex: 1 1 45%;
    display: flex;
    justify-content: center;
}

/* CIRCLE IMAGE */
.kirti-img-circle {
    width: 260px;
    height: 260px;
    border-radius: 50%;
    overflow: hidden;
    border: 6px solid #f2f2f2;
    display: flex;
    align-items: center;
    justify-content: center;
}

.kirti-img-circle img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

/* CONTENT */
.kirti-team-alt-content {
    flex: 1 1 45%;
}

.kirti-team-alt-content h3 {
    margin: 0 0 8px;
}

.kirti-team-alt-content span {
    display: block;
    margin-bottom: 12px;
    opacity: 0.7;
}

.kirti-team-alt-content p {
    margin: 0;
    line-height: 1.8;
}
.kirti-about-banner {
    min-height: 40vh;
    background: #1c2b4a;
    display: flex;
    align-items: center;
}

.kirti-about-banner h1 {
    margin-bottom: 16px;
}

.kirti-about-banner p {
    margin-bottom: 0;
    line-height: 1.8;
}
.lap-tag {
    display: inline-block;
    padding: 8px 16px;
    border: 1px solid rgba(0,0,0,0.10);
    border-radius: 30px;
    margin-bottom: 16px;
    line-height: 1.2;
    background: #fff;
}

.section-heading {
    max-width: 760px;
    margin: 0 auto 40px;
}

.section-subtext {
    line-height: 1.8;
    margin: 0;
}

.lap-intro-content p,
.lap-calculator-info p,
.lap-doc-box p {
    line-height: 1.8;
}

.lap-intro-card,
.lap-feature-box,
.lap-calculator-summary,
.lap-faq-item,
.lap-step-box,
.lap-doc-item {
    padding: 24px;
    background: #fff;
    border: 1px solid rgba(0,0,0,0.08);
    border-radius: 14px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.03);
    height: 100%;
}

.lap-points-list {
    margin: 0;
    padding-left: 18px;
}

.lap-points-list li {
    margin-bottom: 10px;
    line-height: 1.7;
}

.lap-feature-box,
.lap-step-box {
    margin-bottom: 24px;
}

.lap-calculator-summary h3,
.lap-faq-item h3,
.lap-doc-item h3,
.lap-feature-box h3,
.lap-step-box h3,
.lap-intro-card h3 {
    margin-top: 0;
    margin-bottom: 12px;
    line-height: 1.3;
}

.lap-summary-item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    padding: 12px 0;
    border-bottom: 1px solid rgba(0,0,0,0.08);
}

.lap-summary-item.no-m {
    border-bottom: 0;
    padding-bottom: 0;
}

.lap-apply-btn {
    display: inline-block;
    margin-top: 20px;
    padding: 12px 22px;
    border: 1px solid rgba(0,0,0,0.12);
    border-radius: 6px;
    text-decoration: none;
}

.lap-faq-list {
    display: grid;
    gap: 20px;
}

.lap-step-number {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    border: 1px solid rgba(0,0,0,0.10);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 14px;
}

.lap-doc-list-wrap {
    display: grid;
    gap: 18px;
}

.lap-doc-item.no-m {
    margin-bottom: 0;
}
.loan-calculator-section {
    background: #ffffff;
    padding: 80px 0;
}

.loan-calculator-section .container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 15px;
    box-sizing: border-box;
}

/* Header */
.loan-calculator-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    gap: 30px;
    margin-bottom: 30px;
    flex-wrap: wrap;
}

.loan-calculator-heading {
    flex: 1 1 420px;
}

.loan-calculator-text {
    flex: 1 1 420px;
}
.loan-calculator-heading h2,
h2.emi-title,
.emi-subtitle {
    margin: 0;
    font-size: 46px;
    line-height: 1.2;
    color: #17253F;
    margin-bottom: 10px;
}

.finance-card-text {
    font-size: 18px;
    line-height: 1.9;
    color: #17253F;
    margin-bottom: 8px !important;
}

.loan-calculator-note {
    font-size: 18px;
    line-height: 1.7;
    color: #666666;
}

/* Main Box */
.loan-calculator-box {
    background: #ffffff;
    border: 1px solid #eeeeee;
    border-radius: 10px;
    padding: 24px;
    box-shadow: 0 10px 35px rgba(0, 0, 0, 0.06);
}

.loan-calculator-tabs {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-bottom: 24px;

    justify-content: center;   /* ✅ THIS LINE FIXES CENTER */
    align-items: center;
}
.calculator-tab {
    display: inline-flex !important;
    align-items: center;
    justify-content: center;
    padding: 11px 16px;
    min-height: 42px;
    border: 1px solid #ef4336;
    border-radius: 10px;
    background: #ffffff;
    color: #ef4336;
    font-size: 14px;
    font-weight: 500;
    line-height: 1.2;
    cursor: pointer;
    white-space: nowrap;
    opacity: 1 !important;
    visibility: visible !important;
    transition: all 0.3s ease;
    box-sizing: border-box;
}

.calculator-tab:hover {
    background: #ef4336;
    color: #ffffff;
}

.calculator-tab.active {
    background: linear-gradient(135deg, #f78f20 0%, #ef4336 100%);
    color: #ffffff;
    border-color: transparent;
    box-shadow: 0 10px 22px rgba(239, 67, 54, 0.18);
}

/* Content Layout */
.loan-calculator-content {
    display: grid;
    grid-template-columns: 1.2fr 0.9fr;
    gap: 24px;
    align-items: start;
}

/* Form / Result Panels */
.loan-calculator-form,
.loan-calculator-result {
    background: #ffffff;
    border: 1px solid #eeeeee;
    border-radius: 10px;
    padding: 20px;
    box-sizing: border-box;
}

/* Top Fields */
.calculator-top-fields {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    margin-bottom: 22px;
}

.calculator-field {
    width: 100%;
}

.calculator-field label {
    display: block;
    font-size: 14px;
    line-height: 1.4;
    color: #333333;
    font-weight: 500;
    margin-bottom: 8px;
}

.calculator-field input[type="text"] {
    width: 100%;
    height: 44px;
    padding: 0 12px;
    border: 1px solid #dddddd;
    border-radius: 10px;
    background: #ffffff;
    color: #222222;
    font-size: 14px;
    font-weight: 500;
    box-sizing: border-box;
    outline: none;
}

/* Slider Group */
.calculator-slider-group {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.calculator-label-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 12px;
    margin-bottom: 8px;
}

.calculator-label-row span {
    font-size: 14px;
    color: #ef4336;
    font-weight: 600;
}

/* Range Inputs */
.calculator-field input[type="range"] {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    background: #ffd3ce;
    border-radius: 999px;
    outline: none;
    cursor: pointer;
}

/* Webkit thumb */
.calculator-field input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: linear-gradient(135deg, #f78f20 0%, #ef4336 100%);
    border: 2px solid #ffffff;
    box-shadow: 0 2px 10px rgba(239, 67, 54, 0.25);
    cursor: pointer;
}

/* Mozilla thumb */
.calculator-field input[type="range"]::-moz-range-thumb {
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: linear-gradient(135deg, #f78f20 0%, #ef4336 100%);
    border: 2px solid #ffffff;
    box-shadow: 0 2px 10px rgba(239, 67, 54, 0.25);
    cursor: pointer;
}

.calculator-field input[type="range"]::-moz-range-track {
    height: 6px;
    background: #ffd3ce;
    border-radius: 999px;
}

/* Result Card */
.calculator-result-card {
    background: linear-gradient(135deg, #f78f20 0%, #ef4336 100%);
    border-radius: 10px;
    padding: 22px 20px;
    margin-bottom: 16px;
    box-shadow: 0 12px 26px rgba(239, 67, 54, 0.18);
}

.calculator-result-head span {
    display: block;
    font-size: 13px;
    line-height: 1.4;
    color: rgba(255, 255, 255, 0.88);
    margin-bottom: 8px;
}

.calculator-result-head h3 {
    margin: 0;
    font-size: 30px;
    line-height: 1.2;
    font-weight: 700;
    color: #ffffff;
}

/* Result Grid */
.calculator-result-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
}

.calculator-result-item {
    background: #f9f9f9;
    border: 1px solid #eeeeee;
    border-radius: 10px;
    padding: 16px;
}

.calculator-result-item span {
    display: block;
    font-size: 13px;
    color: #666666;
    margin-bottom: 8px;
    line-height: 1.4;
}

.calculator-result-item strong {
    display: block;
    font-size: 18px;
    line-height: 1.4;
    color: #1f1f1f;
    font-weight: 600;
}

/* Utility safety */
.no-m {
    margin: 0 !important;
}

/* Animation safety fix */
.animate {
    opacity:  1 !important;
    visibility: visible;
}

/* Optional animation classes */
.slide-in-left,
.slide-in-right,
.slide-in-top-big,
.animate-section-item-line {
    opacity: 1;
    visibility: visible;
    transform: none;
}

/* Responsive */
@media (max-width: 991px) {
    .loan-calculator-content {
        grid-template-columns: 1fr;
    }

    .calculator-top-fields {
        grid-template-columns: 1fr;
    }

    .loan-calculator-heading h2 {
        font-size: 28px;
    }
}

@media (max-width: 767px) {
    .loan-calculator-section {
        padding: 60px 0;
    }

    .loan-calculator-box {
        padding: 16px;
    }

    .loan-calculator-tabs {
        gap: 8px;
    }

    .calculator-tab {
        width: 100%;
        text-align: center;
    }

    .calculator-result-grid {
        grid-template-columns: 1fr;
    }

    .calculator-result-head h3 {
        font-size: 26px;
    }

    .finance-card-text {
        font-size: 15px;
    }
}
section.emi-info-section.load-after {
    padding-top: 0px;
    padding-bottom: 0px;
}
.disclaimer-section {
    background: #ffffff;
    padding-top:0px;
    padding-bottom:30px;
}

/* container */
.disclaimer-section .container {
    max-width: 1000px;
    margin: 0 auto;
    padding: 0 15px;
}

/* box */
.disclaimer-content {
    border: 1px solid #e0e0e0; /* normal border */
    border-radius: 10px;
    padding: 25px;
}

/* heading */
.disclaimer-title {
    font-size: 38px;
    margin-bottom: 12px;
    color: #17253F;
}

/* paragraph */
.disclaimer-text {
    font-size: 18px;
    line-height: 1.8;
    color: #17253F;
    margin-bottom: 12px;
}

/* animation safe */
.animate {
    opacity: 1;
    transform: none;
}
.blogpage-section {
    background: #fff;
}

.blogpage-header {
    display: flex;
    justify-content: space-between;
    gap: 20px;
    margin-bottom: 30px;
    flex-wrap: wrap;
}

.blogpage-heading {
    flex: 1;
}

.blogpage-text {
    flex: 1;
}

.blogpage-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.blogpage-card {
    background: #fff;
    border-radius: 10px;
    overflow: hidden;
    transition: 0.3s;
}

.blogpage-card:hover {
    transform: translateY(-5px);
}

.blogpage-image-wrap {
    width: 100%;
    height: 220px;
    overflow: hidden;
}

.blogpage-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.blogpage-content {
    padding: 20px;
}

.blogpage-date {
    font-size: 18px;
    color: #ef4336;
    margin-bottom: 10px;
    display: block;
}

.blogpage-content h3 {
    font-size: 30px;
    margin-bottom: 15px;
}

.blogpage-content p {
    font-size: 18px;
    color: #17253F;
    margin-bottom: 15px;
}

.blogpage-content a {
    color: #ef4336;
    font-size: 18px;
    text-decoration: none;
}
h2.h3.no-m.news {
    text-align: center;
    /* margin-bottom: 10px !important; */
    padding-bottom: 50px;
}
.form .form-group .form-control{
    border-bottom: solid 1px #f78f20 !important;
    color: #f78f20 !important;
}
.btn.btn-primary{
       background:linear-gradient(135deg,#f78f20,#ef4336);
    color: #ffffff;
}
.lap-section {
  padding: 80px 0;
  background: #f9f9f9;
}

.lap-content h2 {
  margin-bottom: 20px;
}

.lap-content p {
  line-height: 1.7;
}

/* Circle Image */
.image-circle {
  width: 350px;
  height: 350px;
  border-radius: 50%;
  overflow: hidden;
  margin: auto;
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.image-circle img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* Animation base */
.animate {
  opacity: 0;
  transform: translateY(50px);
  transition: all 0.8s ease;
}

/* When visible */
.animate.show {
  opacity: 1;
  transform: translateY(0);
}
.lap-features {
  padding: 40px 0;
  background: #fff;
}

.feature-box {
  border: 1px solid #e5e5e5;
  padding: 30px 20px;
  border-radius: 12px;
  background: #fff;
  transition: 0.3s;
  height: 100%;
}

.feature-box:hover {
  transform: translateY(-6px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.08);
  border-color: #f78f20;
}
.lap-features .row {
  row-gap: 25px;
  margin-bottom:20px;
}
/* Section background */
.lap-documents {
  background: #f2f2f2;
  padding: 40px 0px;

}

p.lap-doc-disclaimer {
    text-align: center;
    margin-top: 20px;
}

/* Card */
.lap-doc-card {
  background: #fff;
  border-radius: 14px;
  padding: 20px;
  box-shadow: 0 5px 18px rgba(0,0,0,0.06);
  transition: 0.3s ease;
  border: 1px solid #eee;
  height: 100%;
}

/* Hover */
.lap-doc-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 28px rgba(0,0,0,0.12);
}

/* Icon */
.lap-doc-icon {
  width: 55px;
  height: 55px;
  background: linear-gradient(135deg, #f78f20, #ef4336);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  margin-right: 15px;
  aspect-ratio : 1 !important;
}

/* Text content */
.lap-doc-content h5 {
  margin-bottom: 5px;
}

/* Disclaimer */
.lap-disclaimer {
  font-size: 13px;
  color: #777;
  font-style: italic;
}
.lap-apply-section{
  background:#fff;
  padding:60px 0;
}

/* ROW 1 */
.lap-heading{
  font-size:28px;
  font-weight:700;
  color:#222;
  margin:0;
}

.lap-text{
  color:#666;
  font-size:15px;
  line-height:1.6;
  margin:0;
}

/* STEPS */
.lap-steps-area .lap-steps{
  margin-top:10px;
}

.lap-steps .step{
  background:#f9f9f9;
  border-left:4px solid #f78f20;
  padding:12px 15px;
  margin-bottom:12px;
  border-radius:8px;
}
/* MAIN FIX */
.step-content{
  /*display:flex;*/
  align-items:center;   /* vertical center */
  gap:10px;
}

.step-content strong{
  white-space:nowrap;
  color:#17253F;
  font-size: 18px;
  
}

.step-content p{
  margin:0;
  color:#17253F;
  font-size:14px;
}
.lap-steps .step:hover{
  transform:translateX(5px);
  background:#fff7f0;
}

.lap-steps .step p{
  font-size:16px;
  color:#17253F;
  margin-top:5px;
}

/* BUTTON */
.lap-btn{
  display:inline-block;
  margin-top:15px;
  padding:10px 24px;
  background:linear-gradient(135deg,#f78f20,#ef4336);
  color:#fff;
  border-radius:8px;
  text-decoration:none;
  font-weight:600;
  transition:0.3s;
}

.lap-btn:hover{
  opacity:0.9;
  transform:translateY(-2px);
  color:#fff;
}
.lap-cta-section{
  position:relative;
  padding:20px 0;
  padding-bottom: 0px;
  background: linear-gradient(135deg, rgba(247,143,32,0.9), rgba(239,67,54,0.9)),
              url('your-bg-image.jpg') center/cover no-repeat;
  color:#fff;
  overflow:hidden;
}

.lap-cta-content h2{
  font-size:34px;
  font-weight:700;
  margin-bottom:15px;
}

.lap-cta-text{
  font-size:16px;
  margin-bottom:10px;
  opacity:0.95;
}

.lap-cta-points{
  font-size:14px;
  margin-bottom:20px;
  font-weight:500;
}

.lap-cta-btn{
  display:inline-block;
  padding:12px 26px;
  background:#fff;
  color:#ef4336;
  border-radius:8px;
  font-weight:600;
  text-decoration:none;
  transition:0.3s;
}

.lap-cta-btn:hover{
  background:#000;
  color:#fff;
}

/* IMAGE */
.lap-cta-img{
  max-width:260px;
  height:300px !important;
  transform:translateY(10px);
}
.why-modern-section{
  background:#fff;
  padding:40px 0;
}

/* Header Row */
.why-header-row{
  gap:15px;
}

.why-modern-heading{
  font-size:34px;
  font-weight:700;
  color:#222;
}

.why-modern-sub{
  font-size:15px;
  color:#666;
  max-width:350px;
  text-align:right;
}

/* Cards */
.why-modern-card{
  position:relative;
  background:#fff;
  padding:30px 20px;
  border-radius:16px;
  text-align:center;
  transition:0.4s;
  overflow:hidden;
  border:1px solid #f1f1f1;
}

/* Gradient Border */
.why-modern-card::before{
  content:"";
  position:absolute;
  inset:0;
  border-radius:16px;
  padding:1px;
  background:linear-gradient(135deg,#f78f20,#ef4336);
  -webkit-mask:
    linear-gradient(#fff 0 0) content-box,
    linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
          mask-composite: exclude;
  opacity:0;
  transition:0.4s;
}

/* Icon */
.icon-box{
  width:60px;
  height:60px;
  margin:0 auto 15px;
  background:linear-gradient(135deg,#f78f20,#ef4336);
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  color:#fff;
  font-size:22px;
  transition:0.3s;
}

/* Text */
.why-modern-card h5{
  font-size:30px;
  margin-bottom:8px;
}
.row.g-4 {
    row-gap: 20px;
}
.why-modern-card p{
  font-size:18px;
  margin:0;
}

/* Hover */
.why-modern-card:hover{
  transform:translateY(-10px);
  box-shadow:0 15px 35px rgba(0,0,0,0.08);
}

.why-modern-card:hover::before{
  opacity:1;
}

.why-modern-card:hover .icon-box{
  transform:scale(1.1);
}
.why-join-premium{
  background:#fff;
  padding:40px 0;
}

/* HEADER */
.wj-title{
  font-size:34px;
  font-weight:700;
  color:#222;
}

.wj-desc{
  font-size:15px;
  color:#666;
  line-height:1.6;
  text-align:right;
}

/* FEATURES */
.wj-features{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:12px;
  margin-bottom:20px;
}

.wj-item{
  display:flex;
  align-items:center;
  background:#f9f9f9;
  padding:10px 12px;
  border-radius:10px;
  transition:0.3s;
  font-size: 18px;
}

.wj-item i{
  color:#f78f20;
  margin-right:8px;
}

.wj-item:hover{
  background:#fff7f0;
  transform:translateX(5px);
}

/* BUTTON */
.wj-btn{
  display:inline-block;
  padding:10px 22px;
  background:linear-gradient(135deg,#f78f20,#ef4336);
  color:#fff;
  border-radius:8px;
  text-decoration:none;
  font-weight:600;
}

.wj-btn:hover{
  opacity:0.9;
  color:#fff;
}

/* RIGHT BOX */
.wj-highlight-box{
  background:linear-gradient(135deg,#f78f20,#ef4336);
  color:#fff;
  padding:30px;
  border-radius:10px;
  box-shadow:0 15px 35px rgba(0,0,0,0.1);
}

.wj-highlight-box h4{
  margin-bottom:10px;
}

.wj-highlight-box p{
  font-size:18px;
  margin-bottom:20px;
}

/* STATS */
.wj-stats{
  display:flex;
  justify-content:space-between;
}

.wj-stats h3{
  margin:0;
  font-size:30px;
}

.wj-stats p{
  margin:0;
  font-size:18px;
  opacity:0.9;
}
.apply-instruction-section{
  background:#f5f5f5;
  padding:80px 0;
}

/* LEFT TEXT */
.ai-heading{
  font-size:52px;
  font-weight:400;
  color:#1f2a44;
  line-height:1.2;
}

/* RIGHT LIST */
.ai-list{
  list-style:none;
  padding:0;
  margin:0;
}

.ai-list li{
  position:relative;
  padding-left:25px;
  margin-bottom:20px;
  font-size:16px;
  color:#333;
}

/* Circle Bullet */
.ai-list li::before{
  content:"";
  width:8px;
  height:8px;
  border:2px solid #ef4336;
  border-radius:50%;
  position:absolute;
  left:0;
  top:8px;
}

/* EMAIL */
.ai-email{
  color:#ef4336;
  font-weight:500;
}



/* MOBILE */
@media(max-width:768px){
  .ai-heading{
    font-size:32px;
    margin-bottom:30px;
  }
}
/* RESPONSIVE */
@media(max-width:768px){
  .lap-cta-content{
    text-align:center;
    margin-bottom:30px;
  }
}
@media (max-width: 991px) {
    .blogpage-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}


@media (max-width: 600px) {
    .blogpage-grid {
        grid-template-columns: 1fr;
    }
}
/* mobile */
@media(max-width:768px){
    .disclaimer-content {
        padding: 18px;
    }

    .disclaimer-title {
        font-size: 20px;
    }
}
@media (min-width: 992px) {
	.contacts-page h1 { font-size: 65px; }
}

@media(max-width:1600px) {
    .home-banner h1.h2.t-white.m-md-3 { font-size: 30px; }
    .home-banner p.t-white { font-size: 15px; }
    .home-banner .banner-flag { max-width: 520px; }
    .home-banner .item-box.max-width { padding: 12px; width: 286px; }
    .home-banner .banner-flag { margin: 40px auto 0; }
}
@media(max-width:1450px) {
    .contact-us-hdr .row.gutter-lg.compensate-m{padding: 0;}
}
@media(max-width:1280px) {
    .home-banner .item-box.max-width { width: 355px; }
    .contact-us-hdr h1 {font-size: 55px;}
}

@media (min-width: 1200px) {
  .contacts-page .offset-xl-1 { margin-left: 0; }
}

@media(max-width:999px) {
    .row.home-banner { margin-top: 70px; }
    body.home header.v-center { justify-content: flex-start; } 
    .home-banner .banner-flag { margin: 60px auto 0; }
    
    .contact-us-hdr h1 { font-size: 43px; }
    .canadian-btns a { max-width: 270px; }
    .contact-us-content-sec .col-md-12 { flex: 0 0 100%; max-width: 100%; }
    .contact-us-content-sec h2.h1.m-xxl { font-size: 28px; }
}
@media(max-width:767px) {
    .home-banner .item-box.max-width { width: 100%; }
    .home-banner h1.h2.t-white.m-md-3 { font-size: 24px; }
    .home-banner .banner-flag { max-width: 330px; gap: 18px; margin: 25px auto 0; }
    .home-banner p.t-white { font-size: 14px; }
    .home-banner .desktop { display: flex !important; width: 100%; max-width: 350px; justify-content: space-between; margin: 0 auto; gap: 10px; flex-direction: column; margin: 0 0 10px; align-items: center;}
    .home-banner a.hb-contact-us { display: inline-block; margin: 0; max-width: 200px;}
    .home-banner .desktop a:first-child { width: 65%; margin: 0 0 10px; max-width: 230px; }
    section.bg-gray-lightest.pad-xl.desktop.contact-us-content-sec { display: block !important; }
    .contact-us-hdr h1{text-align: center;}
    .canadian-btns{text-align: center;}
    .canadian-btns a.rgt-btn{float: none;}
}












  @media only screen and (max-width:767px){

header.full-height{
    height:auto !important;
    min-height:500px !important;
}

.home-banner{
    display:flex !important;
    align-items:center !important;
}

.home-banner .col-sm-10,
.home-banner .col-md-6,
.home-banner .col-lg-6{
    width:100% !important;
    max-width:100% !important;
    flex:0 0 100% !important;
}

.home-banner .item-box{
    width:100% !important;
}

.home-banner h1{
    font-size:30px !important;
    line-height:1.3 !important;
}

.home-banner p{
    font-size:15px !important;
    line-height:1.7 !important;
}

.swiper.home,
.swiper.home .swiper-container,
.swiper.home .swiper-wrapper,
.swiper.home .swiper-slide{
    height:100% !important;
}

.swiper.home .swiper-slide{
    background-size:cover !important;
    background-position:center center !important;
}
.item-box .wrap-link > .link{
            font-size: 14px;
}
}

/*=========================================
        MOBILE RESPONSIVE HERO
==========================================*/

@media (max-width:767px){

    .finance-hero-section{
        padding:60px 0;
    }

    .finance-hero-wrapper{
        display:flex;
        flex-direction:column;
        gap:35px;
    }

    /* Left Content */

    .finance-hero-left{
        width:100%;
        text-align:left !important;
        margin-bottom:10px;
    }

    .finance-hero-tag{
        display:inline-block;
        margin-bottom:15px;
        font-size:15px;
        padding:10px 15px;
    }

    .finance-hero-left h1{
        font-size:30px;
        line-height:1.35;
        margin-bottom:15px;
        text-align:left;
    }

    .finance-hero-text{
        font-size:15px;
        line-height:1.8;
        text-align:left;
        margin-bottom:25px;
    }

    /* Buttons */

    .finance-hero-buttons{
        display:flex;
        flex-direction:row;
        flex-wrap:nowrap;
        justify-content:flex-start;
        gap:10px;
        margin-top:20px;
    }

    .finance-btn{
        flex:0 0 135px;
        max-width:135px;
        padding:10px 12px;
        font-size:13px;
        font-weight:600;
        text-align:center;
        border-radius:8px;
        white-space:nowrap;
    }

    /* Right Card */

    .finance-main-card{
        width:100%;
        max-width:100%;
        padding:25px;
        border-radius:18px;
    }

    .finance-icon-box{
        margin:0 0 20px;
    }

    .finance-card-title{
        font-size:24px;
        text-align:left;
        margin-bottom:12px;
    }

    .finance-card-text{
        font-size:15px;
        line-height:1.7;
        text-align:left;
    }

    /* Features */

    .finance-feature-grid{
        display:grid;
        grid-template-columns:repeat(3,1fr);
        gap:10px;
        margin-top:20px;
    }

    .finance-feature-item{
        padding:14px 8px;
        text-align:center;
    }

    .finance-feature-item h4{
        font-size:15px;
        margin-bottom:5px;
    }

    .finance-feature-item p{
        font-size:12px;
        margin:0;
    }

    /* Floating Cards */

    .finance-floating-box{
        position:relative !important;
        top:auto !important;
        left:auto !important;
        right:auto !important;
        bottom:auto !important;
        width:100%;
        margin-top:15px;
        padding:15px;
    }

}


/*=========================================
        SMALL MOBILE
==========================================*/

@media (max-width:480px){

    .finance-hero-section{
        padding:50px 0;
    }

    .finance-hero-left h1{
        font-size:30px;
    }

    .finance-hero-text{
        font-size:15px;
    }

    .finance-hero-buttons{
        gap:8px;
    }

    .finance-btn{
        flex:0 0 120px;
        max-width:120px;
        padding:9px 10px;
        font-size:18px;
    }

    .finance-main-card{
        padding:20px;
    }

    .finance-card-title{
        font-size:30px;
    }

    .finance-card-text{
        font-size:15px;
    }

    .finance-feature-grid{
        grid-template-columns:repeat(3,1fr);
        gap:8px;
        padding-bottom: 10px;
    }

}
/*=========================================
        VALUES SECTION - MOBILE
==========================================*/

@media (max-width:767px){

    .values-section{
        padding:60px 0;
    }

    /* Header */
    .values-header{
        display:block !important;
        width:100%;
        margin-bottom:30px;
    }

    .values-header .left,
    .values-header .right{
        width:100% !important;
        max-width:100% !important;
        flex:0 0 100% !important;
        text-align:left !important;
    }

    .values-header .left{
        margin-bottom:15px;
    }

    .values-header h2{
        font-size:28px;
        line-height:1.35;
        text-align:left !important;
        margin-bottom:0;
    }

    .values-header p,
    .finance-card-text{
        font-size:15px;
        line-height:1.8;
        text-align:left !important;
        margin:0;
    }

    /* Card Slider */

    .values-cards{
        display:flex !important;
        flex-wrap:nowrap !important;
        overflow-x:auto;
        overflow-y:hidden;
        gap:15px;
        scroll-snap-type:x mandatory;
        -webkit-overflow-scrolling:touch;
        scrollbar-width:none;
        padding-bottom:10px;
    }

    .values-cards::-webkit-scrollbar{
        display:none;
    }

    .values-cards .card{
        flex:0 0 100%;
        min-width:100%;
        max-width:100%;
        scroll-snap-align:start;
        padding:22px;
        border-radius:16px;
        margin:0;
    }

    .values-cards .icon{
        width:60px;
        height:60px;
        font-size:24px;
        margin-bottom:18px;
    }

    .values-cards .card-content{
        text-align:left;
    }

    .values-cards .card-content h4{
        font-size:20px;
        margin-bottom:10px;
    }

    .values-cards .card-content p{
        font-size:14px;
        line-height:1.7;
        margin:0;
    }

}

/*=========================================
        SMALL MOBILE
==========================================*/

@media (max-width:480px){

    .values-section{
        padding:50px 0;
    }

    .values-header h2{
        font-size:30px;
    }

    .values-header p{
        font-size:15px;
    }

    .values-cards .card{
        padding:20px;
    }

    .values-cards .icon{
        width:55px;
        height:55px;
        font-size:22px;
    }

    .values-cards .card-content h4{
        font-size:20px;
    }

    .values-cards .card-content p{
        font-size:14px;
        line-height:1.6;
    }

}
/*=========================================
      WHY KIRTI RESPONSIVE CSS
==========================================*/

/* Tablet */
@media (max-width:991px){

    .why-kirti-section{
        padding:70px 0;
    }

    .why-kirti-top-row{
        display:flex;
        flex-direction:column;
        gap:20px;
        margin-bottom:40px;
    }

    .why-kirti-heading-block,
    .why-kirti-text-block{
        width:100%;
        max-width:100%;
    }

    .why-kirti-heading-block h2{
        font-size:38px;
        line-height:1.3;
    }

    .why-kirti-cards-row{
        display:grid;
        grid-template-columns:repeat(2,1fr);
        gap:20px;
    }

    .why-kirti-info-card:last-child{
        grid-column:span 2;
    }

}


/* Mobile */
@media (max-width:767px){

    .why-kirti-section{
        padding:60px 0;
    }

    .why-kirti-top-row{
        display:block;
        margin-bottom:30px;
        margin-top: 0px;
    }

    .why-kirti-heading-block,
    .why-kirti-text-block{
        width:100%;
        text-align:left;
    }

    .why-kirti-heading-block{
        margin-bottom:15px;
    }

    .why-kirti-heading-block h2{
        font-size:28px;
        line-height:1.35;
        text-align:left;
    }

    .why-kirti-text-block p{
        font-size:15px;
        line-height:1.8;
        text-align:left;
        margin:0;
    }

    .why-kirti-cards-row{
        display:flex;
        flex-direction:column;
        gap:18px;
    }

    .why-kirti-info-card{
        width:100%;
        padding:22px;
        border-radius:16px;
    }

    .why-kirti-card-title{
        font-size:20px;
        margin-bottom:10px;
    }

    .why-kirti-card-text{
        font-size:14px;
        line-height:1.7;
    }

}


/* Small Mobile */
@media (max-width:480px){

    .why-kirti-section{
        padding:50px 0;
    }

    .why-kirti-heading-block h2{
        font-size:30px;
    }

    .why-kirti-text-block p{
        font-size:15px;
    }

    .why-kirti-info-card{
        padding:20px;
    }

    .why-kirti-card-title{
        font-size:20px;
    }

    .why-kirti-card-text{
        font-size:15px;
        line-height:1.6;
    }

}
/*=========================================
      LOAN CALCULATOR RESPONSIVE
==========================================*/

/* Tablet */
@media (max-width:991px){

    .loan-calculator-header{
        display:flex;
        flex-direction:column;
        gap:20px;
        margin-bottom:35px;
    }

    .loan-calculator-heading,
    .loan-calculator-text{
        width:100%;
        max-width:100%;
    }

    .loan-calculator-heading h2{
        font-size:38px;
        line-height:1.3;
    }

    .loan-calculator-content{
        display:flex;
        flex-direction:column;
        gap:30px;
    }

    .loan-calculator-form,
    .loan-calculator-result{
        width:100%;
    }

}


/* Mobile */
@media (max-width:767px){

    .loan-calculator-section{
        padding:60px 0;
    }

    .loan-calculator-header{
        display:block;
        margin-bottom:30px;
    }

    .loan-calculator-heading,
    .loan-calculator-text{
        width:100%;
        text-align:left;
    }

    .loan-calculator-heading{
        margin-bottom:15px;
    }

    .loan-calculator-heading h2{
        font-size:28px;
        line-height:1.35;
        text-align:left;
    }

    .loan-calculator-text p{
        font-size:15px;
        line-height:1.8;
        text-align:left;
    }

    .loan-calculator-box{
        padding:20px;
        border-radius:16px;
    }

    /* Tabs */

    .loan-calculator-tabs{
        display:flex;
        overflow-x:auto;
        gap:10px;
        padding-bottom:10px;
        scrollbar-width:none;
    }

    .loan-calculator-tabs::-webkit-scrollbar{
        display:none;
    }

    .calculator-tab{
        white-space:nowrap;
        flex:0 0 auto;
        padding:10px 18px;
        font-size:14px;
    }

    /* Layout */

    .loan-calculator-content{
        display:flex;
        flex-direction:column;
        gap:25px;
    }

    .loan-calculator-form,
    .loan-calculator-result{
        width:100%;
    }

    /* Top Fields */

    .calculator-top-fields{
        display:grid;
        grid-template-columns:1fr;
        gap:15px;
    }

    .calculator-field{
        width:100%;
    }

    .calculator-field input[type="text"]{
        font-size:15px;
    }

    /* Result */

    .calculator-result-card{
        padding:20px;
    }

    .calculator-result-head h3{
        font-size:28px;
    }

    .calculator-result-grid{
        display:grid;
        grid-template-columns:1fr;
        gap:15px;
        margin-top:15px;
    }

    .calculator-result-item{
        padding:15px;
    }

}


/* Small Mobile */
@media (max-width:480px){

    .loan-calculator-section{
        padding:50px 0;
    }

    .loan-calculator-heading h2{
        font-size:30px;
    }

    .loan-calculator-text p{
        font-size:15px;
    }

    .loan-calculator-box{
        padding:15px;
    }

    .calculator-tab{
        font-size:13px;
        padding:9px 15px;
    }

    .calculator-result-head h3{
        font-size:24px;
    }

    .calculator-result-item strong{
        font-size:18px;
    }

}
/*=========================================
        BLOG SECTION MOBILE
==========================================*/

@media (max-width:767px){

    .blog-section{
        padding:60px 0 !important;
    }

    /* Header */

    .blog-header{
        display:block;
        margin-bottom:25px;
    }

    .blog-heading,
    .blog-text{
        width:100%;
        text-align:left;
    }

    .blog-heading{
        margin-bottom:15px;
    }

    .blog-heading h2{
        font-size:28px;
        line-height:1.35;
        margin:0;
        text-align:left;
    }

    .blog-text p{
        font-size:15px;
        line-height:1.8;
        margin:0;
        text-align:left;
    }

    /* Slider */

    .blog-grid{
        display:flex !important;
        flex-wrap:nowrap !important;
        overflow-x:auto;
        overflow-y:hidden;
        gap:15px;
        scroll-snap-type:x mandatory;
        -webkit-overflow-scrolling:touch;
        scrollbar-width:none;
        padding-bottom:10px;
    }

    .blog-grid::-webkit-scrollbar{
        display:none;
    }

    .blog-card{
        flex:0 0 100%;
        min-width:100%;
        max-width:100%;
        scroll-snap-align:start;
        border-radius:16px;
        overflow:hidden;
        margin:0;
    }

    .blog-content{
        padding:22px;
    }

    .blog-date{
        font-size:13px;
    }

    .blog-title{
        font-size:20px;
        line-height:1.4;
        margin:10px 0;
    }

    .blog-desc{
        font-size:14px;
        line-height:1.7;
        margin-bottom:18px;
    }

    .blog-link{
        font-size:14px;
        font-weight:600;
    }

}


/*=========================================
        SMALL MOBILE
==========================================*/

@media (max-width:480px){

    .blog-section{
        padding:50px 0 !important;
    }

    .blog-heading h2{
        font-size:30px;
    }

    .blog-text p{
        font-size:15px;
    }

    .blog-content{
        padding:18px;
    }

    .blog-title{
        font-size:18px;
    }

    .blog-desc{
        font-size:13px;
        line-height:1.6;
    }

}


/* ===== FOOTER BASE ===== */
  .kirti-footer {
    position: relative;
    background: linear-gradient(135deg, #f78f20 0%, #f35b2c 50%, #ef4336 100%);
    color: #fff;
    font-size: 14px;
    padding: 25px 0 15px;
    box-shadow: 0 -2px 10px rgba(0, 0, 0, 0.2);
    overflow: hidden;
  }

  /* ===== OVERLAY EFFECT ===== */
  .kirti-footer::before {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(0, 0, 0, 0.6) 0%, rgba(0, 0, 0, 0.3) 100%);
    z-index: 1;
  }

  /* Ensure content stays above overlay */
  .kirti-footer>* {
    position: relative;
    z-index: 2;
  }

  /* ===== TOP SECTION ===== */
  .kirti-footer-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    margin-bottom: 12px;
  }

  .kirti-footer-brand h3 {
    font-size: 16px;
    margin: 0;
    font-weight: 600;
  }

  /* ===== NAV LINKS ===== */
  .kirti-footer-links {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
  }

  .kirti-footer-links a {
    color: #fff;
    text-decoration: none;
    font-size: 15px;
    margin: 0 5px;
    opacity: 0.9;
    transition: 0.3s;
  }

  .kirti-footer-links span {
    color: rgba(255, 255, 255, 0.4);
  }

  .kirti-footer-links a:hover {
    opacity: 1;
    text-decoration: underline;
  }

  /* ===== INFO SECTION ===== */
  .kirti-footer-info {
    display: flex;
    justify-content: space-between;
    flex-wrap: wrap;
    margin: 12px 0;
  }

  .kirti-footer-info-block {
    max-width: 70%;
  }

  .kirti-footer-info p {
    margin: 3px 0;
    font-size: 14px;
    line-height: 1.4;
  }

  .kirti-footer-info a {
    color: #fff;
    text-decoration: none;
  }

  .kirti-footer-info a:hover {
    text-decoration: underline;
  }

  .kirti-footer-info strong {
    font-weight: 500;
  }

  .kirti-footer-info {
    border-bottom: none !important;
    padding-bottom: 0px !important;
  }

  /* ===== CIN ===== */
  .kirti-footer-cin {
    text-align: right;
    font-size: 14px;
  }

  /* ===== MIDDLE SECTION ===== */
  .kirti-footer-middle {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
    padding-top: 8px;
    margin-top: 10px;
  }

  .kirti-footer-copy p {
    margin: 0;
    font-size: 14px;
  }

  /* ===== BOTTOM LINKS ===== */
  .kirti-footer-bottom-links a {
    color: #fff;
    text-decoration: none;
    margin-left: 10px;
    font-size: 14px;
    opacity: 0.9;
  }

  .kirti-footer-bottom-links a:hover {
    opacity: 1;
    text-decoration: underline;
  }

  /* ===== COOKIE BAR ===== */
  #cookie-settings {
    font-size: 12px;
    padding: 8px 0;
    background: #111;
    color: #fff;
  }

  #cookie-settings .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 15px;
  }

  #cookie-settings p {
    margin: 0;
    line-height: 1.4;
    font-size: 12px;
  }

  #cookie-settings a {
    color: #f78f20;
  }

  #cookie-settings button {
    font-size: 12px;
    padding: 5px 12px;
    border: none;
    background: #f78f20;
    color: #fff;
    cursor: pointer;
    border-radius: 3px;
  }

  /* ===== RESPONSIVE ===== */
  @media (max-width: 768px) {

    .kirti-footer-top,
    .kirti-footer-info,
    .kirti-footer-middle {
      flex-direction: column;
      align-items: flex-start;
      gap: 10px;
    }

    .kirti-footer-info-block {
      max-width: 100%;
    }

    .kirti-footer-cin {
      text-align: left;
    }

    .kirti-footer-bottom-links a {
      margin-left: 0;
      margin-right: 10px;
    }

    #cookie-settings .container {
      flex-direction: column;
      align-items: flex-start;
    }
  }
  /*=========================================
        KIRTI FOOTER MOBILE
==========================================*/

@media (max-width:767px){

    .kirti-footer{
        padding:30px 0 20px !important;
    }

    /* Brand */

    .kirti-footer-top{
        display:block;
        margin-bottom:20px;
    }

    .kirti-footer-brand{
        margin-bottom:15px;
        text-align:left;
    }

    .kirti-footer-brand h3{
        font-size:22px;
        line-height:1.3;
        margin:0;
    }

    /* Menu - 3 Columns */

    .kirti-footer-links{
        display:grid !important;
        grid-template-columns:repeat(3,1fr);
        gap:10px 8px;
        width:100%;
        margin-top:15px;
    }

    .kirti-footer-links span{
        display:none !important;
    }

    .kirti-footer-links a{
        display:block;
        width:100%;
        font-size:13px;
        line-height:1.4;
        padding:3px 0;
        text-decoration:none;
        word-break:break-word;
    }

    /* Info */

    .kirti-footer-info{
        margin:20px 0;
    }

    .kirti-footer-info-block p,
    .kirti-footer-cin p{
        font-size:13px;
        line-height:1.6;
        margin-bottom:5px;
        text-align:left;
    }

    /* Bottom */

    .kirti-footer-middle{
        margin-top:20px;
        padding-top:15px;
        border-top:1px solid rgba(255,255,255,.15);
        display:flex;
        flex-direction:column;
        align-items:center;
        justify-content:center;
    }

    .kirti-footer-copy{
        width:100%;
        margin-bottom:10px;
    }

    .kirti-footer-copy p{
        text-align:center !important;
        font-size:15px;
        margin:0;
    }

    .kirti-footer-bottom-links{
        display:flex;
        justify-content:center;
        align-items:center;
        gap:20px;
        flex-wrap:wrap;
        width:100%;
    }

    .kirti-footer-bottom-links a{
        font-size:13px;
        text-decoration:none;
    }

}

/*=========================================
        SMALL MOBILE
==========================================*/

@media (max-width:480px){

    .kirti-footer{
        padding:25px 0 15px !important;
    }

    .kirti-footer-brand h3{
        font-size:24px;
    }

    .kirti-footer-links{
        grid-template-columns:repeat(3,1fr);
        gap:8px 6px;
    }

    .kirti-footer-links a{
        font-size:15px;
    }

    .kirti-footer-info-block p,
    .kirti-footer-cin p{
        font-size:12px;
    }

    .kirti-footer-copy p{
        font-size:12px;
    }

    .kirti-footer-bottom-links a{
        font-size:12px;
    }

}
 /* Learn More Button Styling */
    .btn-learn-more {
        background: #fb5f0f;
        color: #fff;
        border: none;
        padding: 10px 22px;
        font-size: 14px;
        font-weight: 600;
        border-radius: 6px;
        cursor: pointer;
        margin-top: 15px;
        transition: all 0.3s ease;
        display: inline-flex;
        align-items: center;
        gap: 8px;
    }
    .btn-learn-more:hover {
        background: #0c2c57;
        transform: translateY(-2px);
        box-shadow: 0 5px 15px rgba(251, 95, 15, 0.3);
    }

    /* Modal Background Window */
    .team-modal {
        display: none;
        position: fixed;
        z-index: 99999;
        left: 0;
        top: 0;
        width: 100%;
        height: 100%;
        background-color: rgba(0, 0, 0, 0.6);
        backdrop-filter: blur(4px);
        overflow-y: auto;
        padding: 20px;
        box-sizing: border-box;
    }

    /* Modal Content Box */
    .team-modal-content {
        background-color: #fff;
        margin: 4% auto;
        padding: 35px;
        border-radius: 12px;
        width: 100%;
        max-width: 750px;
        position: relative;
        box-shadow: 0 15px 40px rgba(0, 0, 0, 0.2);
        animation: modalFadeIn 0.4s ease;
        box-sizing: border-box;
    }

    @keyframes modalFadeIn {
        from { transform: translateY(-20px); opacity: 0; }
        to { transform: translateY(0); opacity: 1; }
    }

    /* Close Button */
    .team-modal-close {
        position: absolute;
        right: 25px;
        top: 20px;
        font-size: 32px;
        font-weight: bold;
        color: #999;
        cursor: pointer;
        transition: 0.3s;
        line-height: 1;
    }
    .team-modal-close:hover {
        color: #fb5f0f;
        transform: rotate(90deg);
    }

    /* Modal Content Styling */
    .team-modal-header-info h2 {
        color: #0c2c57;
        margin: 0 0 5px 0;
        font-size: 26px;
        font-weight: 700;
    }
    .team-modal-header-info span {
        color: #fb5f0f;
        font-weight: 600;
        font-size: 16px;
        text-transform: uppercase;
        letter-spacing: 1px;
    }
    .team-modal-body hr {
        border: 0;
        height: 2px;
        background: #f0f0f0;
        margin: 20px 0;
    }
    
    /* Dynamic Details Structure Styling */
    .info-section {
        margin-bottom: 22px;
    }
    .info-section h4 {
        color: #0c2c57;
        font-size: 16px;
        font-weight: 700;
        margin: 0 0 8px 0;
        position: relative;
        padding-left: 12px;
    }
    .info-section h4::before {
        content: '';
        position: absolute;
        left: 0;
        top: 4px;
        width: 4px;
        height: 14px;
        background: #fb5f0f;
        border-radius: 2px;
    }
    .info-section p {
        color: #555;
        font-size: 14.5px;
        line-height: 1.6;
        margin: 0;
    }
    .info-section ul {
        margin: 0;
        padding-left: 20px;
    }
    .info-section ul li {
        color: #555;
        font-size: 14.5px;
        line-height: 1.6;
        margin-bottom: 5px;
    }

    @media (max-width: 768px) {
        .team-modal-content {
            padding: 25px 20px;
            margin: 10% auto;
        }
        .team-modal-header-info h2 {
            font-size: 22px;
        }
    }
    
    /*=========================================
      ABOUT SECTION MOBILE
=========================================*/

@media (max-width:767px){

    .kirti-about-modern{
        padding:60px 0;
    }

    /* Left Content */

    .kirti-about-modern-left{
        text-align:left !important;
        margin-bottom:30px;
    }

    .kirti-about-modern-left h2{
        font-size:30px;
        line-height:1.35;
        text-align:left !important;
        margin-bottom:15px;
    }

    .kirti-about-modern-text{
        font-size:15px;
        line-height:1.8;
        text-align:left !important;
    }

    /* Card Slider */

    .kirti-about-modern-grid{

        display:flex !important;
        flex-wrap:nowrap !important;
        overflow-x:auto;
        overflow-y:hidden;
        gap:15px;

        scroll-snap-type:x mandatory;
        -webkit-overflow-scrolling:touch;
        scrollbar-width:none;

        padding-bottom:10px;
        margin-top:25px;

    }

    .kirti-about-modern-grid::-webkit-scrollbar{
        display:none;
    }

    .kirti-about-modern-card{

        flex:0 0 100% !important;
        min-width:100% !important;
        max-width:100% !important;

        scroll-snap-align:start;

        border-radius:18px;
        padding:25px;

        margin:0;

    }

    .kirti-about-modern-number{
        font-size:22px;
        margin-bottom:15px;
    }

    .kirti-about-modern-card h3{
        font-size:22px;
        margin-bottom:12px;
    }

    .kirti-about-modern-card p{
        font-size:14px;
        line-height:1.7;
    }

}

/* Small Mobile */

@media (max-width:480px){

    .kirti-about-modern-left h2{
        font-size:30px;
    }

    .kirti-about-modern-text{
        font-size:15px;
    }

    .kirti-about-modern-card{
        padding:20px;
    }

    .kirti-about-modern-card h3{
        font-size:20px;
    }

    .kirti-about-modern-card p{
        font-size:15px;
    }

}